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Securities, advisory services and insurance products offered through Investment Centers of America, Inc. (ICA), member FINRA/SIPC and a Registered Investment Advisor and affiliated insurance agencies. ICA and Family Wealth Advisors, LLC and First International Bank & Trust are separate companies. W. Ryan Zenk, John Oxenhandler, Jeffrey J. Biro and Mike Wendt are duly registered in the States of Arizona, California, Colorado, Georgia, Illinios, Iowa, New Mexico, Oregon, Ohio, Utah, Washington and Wisconsin, USA. Please disregard the contents of this website if you are a resident of any other state, country or province. Thank you for your understanding in this matter. ICA does not provide tax or legal advice. Securities and insurance products offered are: *Not Insured by FDIC or any Federal Government Agency *Not a deposit or other obligation of or guaranteed by any bank or their affiliates *Subject to risks including the possible loss of principal amount invested.