In-Kind Distributions from IRAs

Yes, you can take an IRA distribution in the form of an investment. This may surprise you: you can take an IRA distribution in a form other than cash. This may seem unorthodox…

Read More

Holding Real Estate in an IRA

Is this unorthodox investment idea under-appreciated?  You can invest your IRA assets in different ways. Should you invest a portion of those assets in real estate?

Read More

The Chapters of Retirement

The five phases of life after 50 & the considerations that accompany them…

Read More

The Lottery Is Not a Retirement Plan

Pay yourself first instead, with your future in mind…

Read More

Making & Keeping Financial New Year’s Resolutions

What you might do (or do differently) in the months ahead? How will your money habits change in 2016? What decisions or behaviors might help your personal finances, your retirement prospects, or your net worth?

Read More

The Pros & Cons of Roth IRA Conversions 2016

What are the potential benefits? What are the drawbacks?

Read More

Why DIY Investment Management Is Such a Risk

Paying attention to the wrong things becomes all too easy. If you ever have the inkling to manage your investments on your own, that inkling is worth reconsidering. Do-it-yourself investment management is generally a bad idea for the retail investor for myriad reasons…

Read More

Can an IRA Be a College Savings Vehicle?

You might be surprised at its potential. An IRA is a retirement savings account, right? Indeed it is. IRA stands for Individual Retirement Arrangement. Even with that definition, however, there is no prohibition on using an IRA to save for other purposes, such as funding a college education…

Read More

Keeping All This Volatility in Perspective

These recent ups & downs are reminiscent of past Wall Street swings. Fall might be anything but calm on Wall Street. Volatility is back, in a big way: the CBOE VIX has risen more than 105% since the end of July…

Read More

Saving Early & Letting Time Work for You

The earlier you start pursuing financial goals, the better your outcome may be. As a young investor, you have a powerful ally on your side: time. When you start saving and investing for retirement in your twenties or thirties, you can put it to work for you.     The effect of compounding is huge. Most […]

Read More