Financial Planning

Did you arrive at this page because your head is swimming with questions about your financial condition?

What do you need to be doing in order to prepare for what’s beyond today?

Finding the right financial planner is not an easy task.

It’s prudent to seek out the best advice you can get from a competent, well respected, ethical financial professional.

When it comes to planning for your future, what questions come to mind that need answers?

Are you about to make a large purchase such as a new home and wonder if it is the right decision for the long-term?

Do you feel under-qualified to manage your own investments and yearn for guidance?  It’s a lot to digest and you don’t want to short-change yourself after working hard for the last 30 or 40 years.

Or maybe you’re trying to find a balance between conservative spending (so you can live the way you want today) and securing your legacy (so you can live as you wish for tomorrow)?

It’s enough to give anyone high anxiety, but it doesn’t have to be that way.

The pieces of your financial future may seem mixed up right now, but with the proper advice, your financial holdings can be transformed into a retirement plan which will help you achieve the dreams and goals you’ve always desired upon retirement.

At Biro Financial, we have a unique proprietary system with a step-by-step process to hone in and create the financial plan that fits your goals and addresses your needs.

(Even within a same age group,) not everyone is facing or making decisions about the same issues: such as planning after a spouse has passed, approaching retirement, setting things in order so that your grandchildren can pay for college, or setting aside a financial gift that your beloved charity can receive.

Financial advisors, are needed more and more these days. In fact according to the National Foundation for Credit Counseling NFCC – 2015 Consumer Financial Literacy Survey, “…In 2015, of the U.S. adults in their survey…about 75% agree and 23% strongly agree that they could benefit from advice and answers to everyday financial questions from a professional…”

And “…Almost half (48%) of adults say they are very or somewhat confident that they are saving enough for retirement, while three in ten (30%) reveal they are not confident…”

If that information is not enough, addressing the topic of retirement planning, a 2014 IRS.gov report showed that “… 94% of all investors filing income tax returns report losing money on their investments; only 6% report profits…” and many fear further investing.

Maybe you’re unsure how to choose a risk profile that is right for your investment strategy and you’d like direction. Our practice is small enough that you will not be treated like a number.

Whether it’s a wealth plan, retirement plan, investment strategy or assets you need managed, our team in Scottsdale is accessible, qualified and ready to handle your financial planning concerns with the confidentiality and professionalism you deserve.