Medicare Parts A and B

Medicare Parts A & B Changes 2016

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Original Medicare.
Here are some things you should know about Part A & Part B:

What is Original Medicare?

Part A (Hospital Insurance) and Part B (Medical Insurance).

Who provides coverage?

Medicare provides this coverage.

How do you choose your providers?

You have your choice of doctors, hospitals, and other providers that accept Medicare.

Who pays the premiums?

You usually pay a monthly premium for Part B.

Who pays deductibles and coinsurance?

Generally, you or your supplement coverage pay deductibles and coinsurance.

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Here are some things you should consider about Medicare Advantage Plans
(Medicare Part C):

What is it?

Part C- combines Part A (hospital insurance), Part B (medical insurance) & usually Part D (prescription drugs).

Who provides coverage?

Private insurance companies approved by Medicare provide this coverage.

How do you choose your providers?

In most plans, you need to use plan doctors, hospitals, and other providers or you pay more or all of the costs.

Who pays the premiums?

You usually pay a monthly premium (in addition to your Part B premium).

Who pays deductibles and coinsurance?

You may pay a copayment or coinsurance for covered services. Costs, extra coverage, and rules vary by plan.